Member Update: Our Crossroads Branch will operate during adjusted hours on FIFA Fan Festival™ days. Learn more here.
All Branches, including our Call Center, will be closed on Friday, June 19th in observance of Juneteenth. We will resume business hours Saturday, June 20th. Members can access their accounts at any time through our Online, Mobile, or Phone Banking platforms.
Use this calculator to determine how long it will take you to pay off your credit cards if you only make the minimum payments.
Enter your credit card balance and rate information below and press "View Report" to see your payoff details.
Your current balance on your credit card.
Interest rate for your credit card. The length of time to pay off this credit card may be much greater than calculated if you enter a low promotional interest rate that is only good for a short period of time.
This is the percent of your outstanding balance that will be used to calculate your minimum payment for the month. Your monthly payment is calculated as the percent of your current outstanding balance you entered, but will never be less than 15. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.
This is your initial monthly payment. For credit cards, this is calculated as your minimum payment. Your monthly payment is calculated as the percent of your current outstanding balance you entered. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.
This is the total length of time required to pay off this credit card debit if you use only minimum payments. Your monthly payment is calculated as the percent of your current outstanding balance you entered. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.
This is the total you will pay to pay of this credit card debt if you use only minimum payments. Your monthly payment is calculated as the percent of your current outstanding balance you entered. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.
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