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Personal Savings Accounts in Kansas City

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Savings Accounts that Set You Up for Success

Your savings account is where you invest in the future, so we make it easy to set up and get started. You can even personalize your account names, because saving is easier (and more fun!) with a goal in mind. Whether you’re saving money for retirement, a vacation getaway, or to have the security of an emergency fund, Mazuma makes it simple to save for your goals.

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Tiered dividend rates that grow your dough, with no monthly service charge!

Daily Balance Rate APY*
No requirement.0.000%0.00%
$100–$999 0.150% 0.15%
$1,000–$9,999 0.200% 0.20%
$10,000+ 0.250% 0.25%
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Benefits of a Mazuma Savings Account

Our savings accounts expand your horizons!

Not only do you get the essential features of a savings account, but we also bundle each account with benefits that make saving for the future easier and more rewarding, like:  

  • Access to no-fee ATMs nationwide. 
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    Access your accounts nationwide.
    • We’re a proudly local credit union, but our Members can access their money on the go! Mazuma is part of the CO-OP network, which provides access to thousands of shared branches and ATMs across the country.

    • Find a Branch or ATM

  • Mobile and Online Banking: 

  •      No-cost mobile check deposit. 

  •      Free digital budgeting tools. 

  • Free Mazuma Visa debit card. 

Have we earned your interest?

Now earn your own!

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Free Savings Account Tools

Consistent investments can help your money grow.

Make a personal plan using our Savings Calculator:

Compound Savings Calculator – How can your savings add up over time? Savings Calculator

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Bank Anywhere with our Mobile App
and Online Banking

You don’t have to visit a branch to take care of your banking needs. Everything you love about Mazuma fits on your computer, tablet, or in the palm of your hand. But we love seeing your smiling face, so you can always visit one of our 10 convenient branch locations across Kansas City for in-person service!

 

Making Kansas City a Better Place to Live, Work, and Bank

When you bank with Mazuma Credit Union, you’re not just investing in your own financial future – you’re becoming part of something bigger! As a not-for-profit, Member-owned financial institution, we’re committed to improving the lives of our Members and our community.

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Frequently Asked Questions

Once you start earning money, it's important to have a place to save it. A checking account is great for your everyday spending, but a savings account is ideal for setting aside money for future goals. Savings accounts offer a safe and secure way to grow your money over time.

Savings accounts at Mazuma can be personalized, allowing you to save specifically for an upcoming event or milestone. Savings accounts are a perfect account for establishing an emergency savings fund for when unexpected opportunities or expenses arise.

Opening a savings account with Mazuma is so easy! You can open one online here or in person at one of our branch locations.

The amount you save depends on your goals. For emergencies, it's a good idea to have enough saved to cover 3-6 months of your expenses. Don't worry if you can't save it all at once. Start small and build it up over time.

We've got savings accounts for everyone, even the little ones!

If your child is under 18, they'll need a parent or guardian to help them open an account. Learn more about our youth accounts here.

Absolutely! With Mazuma’s mobile app or online banking, you can manage your savings account from anywhere.

Download the Mazuma mobile app for iOS or Android. It's a great way to stay on top of your finances, anytime, anywhere!

You bet! You can set up automatic transfers to move money from your checking account to your savings account. This is a simple way to save money consistently, without having to think about it!

To set up automatic transfers in online banking:

Select the “move money” tab at the top of the screen

Scroll to “schedule a transfer” and complete the form fields

For reoccurring transfers, click the “repeat transfer” box and chose frequency

To set up automatic transfers in our mobile app:

Select “pay & transfer”

Click on “"schedule a transfer"

Here, you can set up transfers between accounts, set the frequency, and even add a memo to the transfer!

You can locate direct deposit information in our Online or Mobile Banking platforms, or by calling us at 913.574.5000.

To find your account number in online banking or the Mazuma app, click on the account and select “details”. The account number will be shown on that screen.

Mazuma Credit Union’s routing number is 301080855.

 

Dividend Rates Effective  

*APY = Annual Percentage Yield. As high as based on tier, term or other factors. 

For variable-rate accounts, the rate may change after the account is opened. 

Penalties may be imposed for early withdrawals. See Truth In Savings disclosure for additional information.