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Member Update: All Branches, including our Call Center, will be closed on Thursday, January 1st in observance of New Year's Day. We will resume business hours Friday, January 2nd. Members can access their accounts at any time through our Online, Mobile, or Phone Banking platforms.

Always exercise caution when contacted by anyone asking for your card or personal information.

Mazuma Credit Union will never call, text, or email you asking for personally identifiable information (social security numbers, secure access codes, passwords/pin numbers, card numbers, or account numbers), ask you to provide us your card, or instruct you to send money through a third-party vendor (PayPal, Venmo, Cryptocurrency, etc.).

If you are unsure whether an email, phone call, or text message is from Mazuma, please call us directly at 913-574-5000 so that we can assist you.

Credit Card Minimum Payment Calculator

Use this calculator to determine how long it will take you to pay off your credit cards if you only make the minimum payments.

Enter your credit card balance and rate information below and press "View Report" to see your payoff details.

Definitions

Credit card balance

Your current balance on your credit card.

Credit card rate

Interest rate for your credit card. The length of time to pay off this credit card may be much greater than calculated if you enter a low promotional interest rate that is only good for a short period of time.

Minimum payment

This is the percent of your outstanding balance that will be used to calculate your minimum payment for the month. Your monthly payment is calculated as the percent of your current outstanding balance you entered, but will never be less than 15. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.

Monthly payment

This is your initial monthly payment. For credit cards, this is calculated as your minimum payment. Your monthly payment is calculated as the percent of your current outstanding balance you entered. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.

Balance payoff

This is the total length of time required to pay off this credit card debit if you use only minimum payments. Your monthly payment is calculated as the percent of your current outstanding balance you entered. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.

Total payments

This is the total you will pay to pay of this credit card debt if you use only minimum payments. Your monthly payment is calculated as the percent of your current outstanding balance you entered. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.