Member Update: All Branches, including our Call Center, will be closed on Thursday, January 1st in observance of New Year's Day. We will resume business hours Friday, January 2nd. Members can access their accounts at any time through our Online, Mobile, or Phone Banking platforms.
Always exercise caution when contacted by anyone asking for your card or personal information.
Mazuma Credit Union will never call, text, or email you asking for personally identifiable information (social security numbers, secure access codes, passwords/pin numbers, card numbers, or account numbers), ask you to provide us your card, or instruct you to send money through a third-party vendor (PayPal, Venmo, Cryptocurrency, etc.).
If you are unsure whether an email, phone call, or text message is from Mazuma, please call us directly at 913-574-5000 so that we can assist you.
Use this calculator to examine the benefits of investing in a series of Certificates with different maturities, a process called the Certificate Ladder.
With a Certificate Ladder, you can benefit from higher dividend rates for longer maturities while achieving better liquidity, rather than investing in a single long-term certificate.
This is the total amount to invest in your Certificate Ladder.
How often you would like to have a certificate maturing. For example, if you choose six months, one of your certificates in your Certificate Ladder will mature every six months.
How much you wish to invest in each certificate in your ladder. The tool uses this amount to calculate the number of certificates in the ladder. If the amount that you enter isn't evenly divisible by the total you wish to put into your Certificate Ladder, the tool will automatically adjust it up to an evenly divisible amount.
The number of certificates that will be in your Certificate Ladder. Each certificate will have a different maturity, so that one of your certificates will mature at the frequency you specify. This calculator assumes that you redeposit all matured certificates into new certificates that have a term of the longest maturity in your original Certificate Ladder.
Dividends earned on your certificates accumulated additional dividends. This calculator allows you to choose the frequency that your certificate dividend income is added to your account. The more frequently this occurs, the sooner your accumulated dividends income will generate additional dividends. You may wish to check with your local office to find out how often dividends are compounded on your particular certificate.
