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Checking Accounts

Account Type Rate APY*
Signature Checking 0.150% 0.15%
Premier Checking 0.170% 0.17%

Regular & Special Share Savings
& IRA Share Accounts

Daily Balance Rate APY*
$100–$999 0.150% 0.15%
$1,000–$9,999 0.200% 0.20%
$10,000+ 0.250% 0.25%

Money Bunny & For Young Investors Only Accounts

Daily Balance Rate APY*
$0.01–$999 0.160% 0.16%
$1,000–$9,999 0.190% 0.19%
$10,000+ 0.210% 0.21%

Money Market Accounts

Daily Balance Rate APY*
$1,000–$9,999 0.995% 1.00%
$10,000–$24,999 1.094% 1.10%
$25,000–$49,999 1.342% 1.35%
$50,000–$74,999 1.539% 1.55%
$75,000–$99,999 1.539% 1.55%
$100,000-$199,999 2.227% 2.25%
$200,000-$499,999 2.423% 2.45%
$500,000+ 2.618% 2.65%

Share Certificates & IRA Certificates

Classic Certificates - $500 Minimum

Term Rate APY*
3 Month 3.832% 3.90%
6 Month 3.832% 3.90%
1 Year 3.639% 3.70%
18 Month 3.542% 3.60%
2 Year 3.542% 3.60%
30 Month 3.348% 3.40%
3 Year 3.397% 3.45%
4 Year 3.445% 3.50%

Signature Certificates - $10,000 Minimum

Term Rate APY*
1 Year 3.735% 3.80%
18 Month 3.639% 3.70%
2 Year 3.639% 3.70%
30 Month 3.445% 3.50%
3 Year 3.494% 3.55%
4 Year 3.542% 3.60%
5 Year 3.590% 3.65%

Premier Certificates - $25,000 Minimum

Term Rate APY*
1 Year 3.832% 3.90%
18 Month 3.735% 3.80%
2 Year 3.735% 3.80%
30 Month 3.542% 3.60%
3 Year 3.590% 3.65%
4 Year 3.639% 3.70%
5 Year 3.687% 3.75%

Other Certificates

Certificate Rate APY*
Young Investors CD
3 Year | $100 Min 		3.397% 3.45%
Deposit CD
2 Year | $5,000 Min 		3.542% 3.60%
Deposit CD
3 Year | $5,000 Min 		3.397% 3.45%
Jump-Up CD
2 Year | $5,000 Min 		3.542% 3.60%
Jump-Up CD
3 Year | $5,000 Min 		3.397% 3.45%
Wealth Builder
1 Year | $100 Min 		3.639% 3.70%

Loan Rates

Loan Type Rates As Low As
Auto Loans 5.94% APR1
Used Auto Loans 5.94% APR1
Motorcycle Loan 6.94% APR1
RV and Boat Loans 6.94% APR1
VISA Platinum 9.90% APR1
VISA Rewards 16.99% APR1
Personal Loans 12.34% APR1
EquiPlus Home Equity Line of Credit 7.75% APR1
EquiGold Home Equity Line of Credit 9.00% APR1

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Making Kansas City a Better Place to Live, Work, and Bank

When you bank with Mazuma Credit Union, you’re not just investing in your own financial future – you’re becoming part of something bigger! As a not-for-profit, Member-owned financial institution, we’re committed to improving the lives of our Members and our community.

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Rates Effective
Rates are updated regularly and subject to change.
See individual product pages for details.
*APY = Annual Percentage Yield. As high as based on tier, term or other factors.
1APR = Annual Percentage Rate. Rates and terms subject to creditworthiness.
Average daily balance computation method - Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.
See our Truth In Savings Disclosures for additional information.