Unless you’re an Olympic cyclist, it’s tough to survive without a car. That’s where we come in. Our car loans in Kansas City can help you buy the car you need to get around — both in the metro area and beyond. Never again will you worry about missing the bus or bumming rides from friends. Let us help you with the financing so you can spend more time compiling your new-car playlist.
Mazuma Credit Union Car Loans:
|New & Used Auto Rates||Rates as low as 4.74%|
|New Auto||up to 84 months||As low as 4.74%||up to $100,000|
|Motorcycle||up to 84 months||As low as 5.74%||up to $100,000|
|RV and Boat††||up to 180 months||As low as 6.99%||up to $100,000|
|Used Auto†||up to 84 months||As low as 4.74%||up to $100,000|
Rates Effective April 1, 2018
Let’s say you have a sweet new Bug that’s worth $21,000 but you still owe $24,000 on it. In the insurance world, that $3,000 “gap” makes you "upside down" on your loan. If it gets totaled, your insurance company is only going to pay you the $21k that it’s worth. So you’d still have to make payments on the remaining $3,000 for a car that no longer exists. Bummer.
Basically, the gap is the difference between your car's actual value (determined by your insurance company) and how much you still owe on it.
Good News: We have a protection plan that will cover the gap like mayo on a turkey sandwich, thereby covering the total balance of your loan.
*APR = Annual Percentage Rate. Rates and terms will vary depending on the credit-worthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 4.74% APR, the monthly payment will be $221.52. The 4.74% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program. All loans are subject to credit approval. Other terms and conditions may apply. Advertised rates and terms are subject to change at any time without notice. Rates Effective April 1, 2018
**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.
† Model Years 2012–2009 Add 1.00% to above rates.
Model Years 2008–2003 Add 2.00% to above rates.
Model Years 2002 and Older Add 3.00% to above rates.
†† Rates apply to RV’s, campers, 5th wheels and travel trailers. Wave Runners and jet skis limited to a max term of 48 months.