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Product Education: Introducing the PrimeFlex HELOC

Mazuma
by Mazuma

Flex your home equity with Mazuma’s new PrimeFlex HELOC, a variable rate home equity line of credit that lets you lock in a fixed rate when you draw from your revolving line of credit for an easy-to-manage monthly payment. Your home equity can do the heavy lifting for home improvements, debt consolidation, educational expenses, or whatever flex fits your goals!

PrimeFlex HELOC lets you create fixed-rate, fixed-term payment options from 12 months to 120 months, plus:

  • Access up to 100% of your home’s appraised value with loans from $10,000 to $200,000 available.*
  • Draw on your line of credit for 10 years with an affordable 15-year repayment plan.

You can unlock the equity in your home to turn your dreams into reality!

Flex Your Home Equity

Here are a few ways PrimeFlex can help you make the most of your home equity:

 

  1. Home Renovations: You can use a HELOC for value-adding improvements like kitchen upgrades or a new roof. PrimeFlex’s fixed rate options allow you to budget confidently, knowing your monthly payments won’t change mid-project.
  2. Debt Consolidation: If you have high-interest credit card debt, rolling it into a lower-rate HELOC could save you thousands of dollars in interest. Plus, PrimeFlex’s optional structured terms help you pay it off without the temptation to revolve balances.
  3. Educational Expenses: Cover tuition or education-related costs at a potentially lower interest rate than private student loans, all while maintaining a clear repayment timeline.
  4. Emergency Fund Backup: Having a fixed-term HELOC available can provide a strategic backup for large, unexpected expenses like medical bills or job loss.

When used wisely, a HELOC like Mazuma’s PrimeFlex can be a powerful tool in your financial strategy!

 

Mazuma Members can apply online, by phone, or by visiting a branch near you!

 

To learn more about PrimeFlex and Mazuma’s other HELOC options, click here.

 

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Insured by NCUA

Membership eligibility required.

See Credit Union for additional information.

*Loans are available from $10,000 to $200,000 if you qualify for a home equity line of credit.

Fixed rate loan segments are available for the PrimeFlex HELOC loan.

Consult a tax advisor regarding the deductibility of interest.

NMLS ID: 447164

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