IRAs
Classic IRA Rates — Effective February 1, 2023
| Term |
Rate |
APY* |
Minimum Deposit |
| 3 Month |
3.445% |
3.50% |
$500 |
| 6 Month |
3.687% |
3.75% |
$500 |
| 1 Year |
3.832% |
3.90% |
$500 |
| 18 Month |
4.554% |
4.65% |
$500 |
| 2 Year |
4.314% |
4.40% |
$500 |
| 30 Month |
4.073% |
4.15% |
$500 |
| 3 Year |
3.832% |
3.90% |
$500 |
| 4 Year |
3.590% |
3.65% |
$500 |
| 5 Year |
3.348% |
3.40% |
$500 |
Signature IRA Rates — Effective February 1, 2023
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| Term |
Rate |
APY* |
Minimum Deposit |
| 1 Year |
3.928% |
4.00% |
$10,000 |
| 18 Month |
4.650% |
4.75% |
$10,000 |
| 2 Year |
4.410% |
4.50% |
$10,000 |
| 30 Month |
4.169% |
4.25% |
$10,000 |
| 3 Year |
3.928% |
4.00% |
$10,000 |
| 4 Year |
3.687% |
3.75% |
$10,000 |
| 5 Year |
3.445% |
3.50% |
$10,000 |
|
Premier IRA Rates — Effective February 1, 2023
| Term |
Rate |
APY* |
Minimum Deposit |
| 1 Year |
4.025% |
4.10% |
$25,000 |
| 18 Month |
4.745% |
4.85% |
$25,000 |
| 2 Year |
4.506% |
4.60% |
$25,000 |
| 30 Month |
4.266% |
4.35% |
$25,000 |
| 3 Year |
4.025% |
4.10% |
$25,000 |
| 4 Year |
3.784% |
3.85% |
$25,000 |
| 5 Year |
3.542% |
3.60% |
$25,000 |
|
IRA Share Account Rates — Effective February 1, 2023
| Term |
Rate |
APY* |
| $100–$999 |
0.050% |
0.05% |
| $1,000–$9,999 |
0.100% |
0.10% |
| $10,000+ |
0.150% |
0.15% |
* APY = Annual Percentage Yield. As high as based on tier, term or other factors.
Penalties may be imposed for early withdraws. See Truth In Savings disclosure for additional information.