IRAs
Classic IRA Rates — Effective February 1, 2020
| Term |
Rate |
APY* |
Minimum Deposit |
| 3 Month |
1.490% |
1.50% |
$500 |
| 6 Month |
1.736% |
1.75% |
$500 |
| 1 Year |
1.736% |
1.75% |
$500 |
| 18 Month |
1.736% |
1.75% |
$500 |
| 2 Year |
1.834% |
1.85% |
$500 |
| 30 Month |
1.933% |
1.95% |
$500 |
| 3 Year |
1.933% |
1.95% |
$500 |
| 4 Year |
1.933% |
1.95% |
$500 |
| 5 Year |
1.933% |
1.95% |
$500 |
Signature IRA Rates — Effective February 1, 2020
| Term |
Rate |
APY* |
Minimum Deposit |
| 1 Year |
1.785% |
1.80% |
$10,000 |
| 18 Month |
1.785% |
1.80% |
$10,000 |
| 2 Year |
1.884% |
1.90% |
$10,000 |
| 30 Month |
1.982% |
2.00% |
$10,000 |
| 3 Year |
1.982% |
2.00% |
$10,000 |
| 4 Year |
1.982% |
2.00% |
$10,000 |
| 5 Year |
1.982% |
2.00% |
$10,000 |
Premier IRA Rates — Effective February 1, 2020
| Term |
Rate |
APY* |
Minimum Deposit |
| 1 Year |
1.834% |
1.85% |
$25,000 |
| 18 Month |
1.834% |
1.85% |
$25,000 |
| 2 Year |
1.933% |
1.95% |
$25,000 |
| 30 Month |
2.031% |
2.05% |
$25,000 |
| 3 Year |
2.031% |
2.05% |
$25,000 |
| 4 Year |
2.031% |
2.05% |
$25,000 |
| 5 Year |
2.031% |
2.05% |
$25,000 |
IRA Share Account Rates — Effective February 1, 2020
| Term |
Rate |
APY* |
| $100–$999 |
0.050% |
0.05% |
| $1,000–$9,999 |
0.150% |
0.15% |
| $10,000+ |
0.150% |
0.15% |
* APY = Annual Percentage Yield. As high as based on tier, term or other factors.
Penalties may be imposed for early withdraws. See Truth In Savings disclosure for additional information.