Come and super-size your savings

With a CD, you earn interest on your deposits plus the interest that was earned earlier. Simply put, your money keeps making money — every month. There’s a lot to cover. Start by becoming a Mazuma Member — that’s easy — and we can help with the rest.

Our family of CDs has something for everyone. No matter which option you choose, your interest rate is guaranteed from the moment you sign up through the end of the term.

Classic CD Rates — Effective September 1, 2023 

Signature CD Rates — Effective September 1, 2023

Premier CD Rates — Effective September 1, 2023

Wealth Builder CD Rates — Effective September 1, 2023

Deposit CD Rates — Effective September 1, 2023 

Jump-Up CD Rates — Effective September 1, 2023

Young Investor’s CD Rates — Effective September 1, 2023

* APY = Annual Percentage Yield. As high as based on tier, term or other factors.

Penalties may be imposed for early withdraws. See Truth In Savings disclosure for additional information.

No, really. It's super easy.

Mazuma offers three different tiers of earning based on the amount of your certificate. Our CD tiers pay an increasingly higher rate based on the amount of the deposit. There’s a lot to cover. Start by becoming a Mazuma Member — that’s easy — and we can help with the rest.

Starting at only $500, these CDs are available in 3, 6, 18, or 30 months and 1, 2, 3, 4, or 5 years.

Starting at $10,000 these CDs offer a higher rate and are available 18, or 30 months and 1, 2, 3, 4, or 5 years.

The highest available earnings for deposits over $25,000. This CD is available in 18, or 30 months and 1, 2, 3, 4, or 5 years.

Easily add up to 50% of the current balance to your CD and preserve the great rate.

You have two opportunities - so when rates increase, so can your CD. The new interest rate will be the interest rate we are offering on our 2 to 3 year certificate (depending on your original term); however, the maximum increase in interest rate is 1% for each increase.

Saving for a special event? The Wealth Builder can help you achieve your savings goals faster.

A special CD just for our young investors, $100 will get you started and you can make regular deposits of $25 or more.