Come and super-size your savings

With a CD, you earn interest on your deposits plus the interest that was earned earlier. Simply put, your money keeps making money — every month. There’s a lot to cover. Start by becoming a Mazuma Member — that’s easy — and we can help with the rest.

Our family of CDs has something for everyone. No matter which option you choose, your interest rate is guaranteed from the moment you sign up through the end of the term.

Classic CD Rates — Effective September 1, 2022 

Term	Rate	APY*	Minimum Deposit
3 Month	0.747%	0.75%	$500
6 Month	0.995%	1.00%	$500
1 Year	1.144%	1.15%	$500
18 Month	2.374%	2.40%	$500
2 Year	1.884%	1.90%	$500
30 Month	1.638%	1.65%	$500
3 Year	1.391%	1.40%	$500
4 Year	1.292%	1.30%	$500
5 Year	1.193%	1.20%	$500

Signature CD Rates — Effective September 1, 2022

Term	Rate	APY*	Minimum Deposit
1 Year	1.243%	1.25%	$10,000
18 Month	2.472%	2.50%	$10,000
2 Year	1.982%	2.00%	$10,000
30 Month	1.736%	1.75%	$10,000
3 Year	1.490%	1.50%	$10,000
4 Year	1.391%	1.40%	$10,000
5 Year	1.292%	1.30%	$10,000

Premier CD Rates — Effective September 1, 2022

Term	Rate	APY*	Minimum Deposit
1 Year	1.342%	1.35%	$25,000
18 Month	2.570%	2.60%	$25,000
2 Year	2.080%	2.10%	$25,000
30 Month	1.834%	1.85%	$25,000
3 Year	1.588%	1.60%	$25,000
4 Year	1.490%	1.50%	$25,000
5 Year	1.391%	1.40%	$25,000

Wealth Builder CD Rates — Effective September 1, 2022

Term	Rate	APY*	Minimum Deposit
1 Year	1.144%	1.15%	$100 initial deposit

Deposit CD Rates — Effective September 1, 2022 

Term	Rate	APY*	Minimum Deposit
2 Year	1.884%	1.90%	$5,000
3 Year	1.391%	1.40%	$5,000

Jump-Up CD Rates — Effective September 1, 2022

Term	Rate	APY*	Minimum Deposit
2 Year	1.884%	1.90%	$5,000
3 Year	1.391%	1.40%	$5,000

Young Investor’s CD Rates — Effective September 1, 2022

Term	Rate	APY*	Minimum Deposit
3 Year	1.391%	1.40%	$100–$5,000 max