Credit Union Interest Rates

Checking & Savings

Checking Rates — Effective December 1, 2017

Account Rate APY** Minimum Deposit
Classic Checking0.000%0.00%None
Signature Checking0.150%0.15%$1,000
Premier Checking0.170%0.17%$5,000

Savings Rates — Effective December 1, 2017

Account Daily Balance Rate APY**
Regular | Special Share | IRA$100 - $9990.050%0.05%
Regular | Special Share | IRA$1,000 - $9,9990.150%0.15%
Regular | Special Share | IRA$10,000 +0.150%0.15%

Money Market

Money Market Rates — Effective December 1, 2017

Tier Daily Balance Rate APY**
1$1,000 - $9,9990.300%0.30%
2$10,000 - $24,9990.349%0.35%
3$25,000 - $49,9990.499%0.50%
4$50,000 - $74,9990.648%0.65%
5$75,000 - $99,9990.698%0.70%
6$100,000 +0.698%0.70%

CDs

Classic CD Rates — Effective December 1, 2017

Term Rate APY** Minimum Deposit
3 Month0.648%0.65%$500
6 Month0.847%0.85%$500
1 Year0.896%0.90%$500
2 Year1.342%1.35%$500
3 year1.588%1.60%$500
4 Year1.687%1.70%$500
5 Year2.031%2.05%$500

Signature CD Rates — Effective December 1, 2017

Term Rate APY** Minimum Deposit
1 Year0.995%1.00%$10,000
2 Year1.440%1.45%$10,000
3 Year1.687%1.70%$10,000
4 Year1.785%1.80%$10,000
5 Year2.129%2.15%$10,000

Premiere CD Rates — Effective December 1, 2017

Term Rate APY** Minimum Deposit
1 Year1.094%1.10%$25,000
2 Year1.539%1.55%$25,000
3 Year1.758%1.80%$25,000
4 Year1.884%1.90%$25,000
5 Year2.227%2.25%$25,000

Wealth Builder CD Rates — Effective December 1, 2017

Term Rate APY** Minimum Deposit
1 Year0.896%0.90%$100 initial deposit

Deposit CD Rates — Effective December 1, 2017

Term Rate APY** Minimum Deposit
2 Year1.342%1.35%$5,000
3 Year1.588%1.60%$5,000

Jump-Up CD Rates — Effective December 1, 2017

Term Rate APY** Minimum Deposit
2 Year1.342%1.35%$5,000
3 Year1.588%1.60%$5,000

Young Investor’s CD Rates — Effective December 1, 2017

Term Rate APY** Minimum Deposit
3 Year1.588%1.60%$100 - $5,000 max

IRAs

Classic IRA Rates — Effective December 1, 2017

Term Rate APY** Minimum Deposit
3 Month0.648%0.65%$500
6 Month0.847%0.85%$500
1 Year0.896%0.90%$500
2 Year1.342%1.35%$500
3 year1.588%1.60%$500
4 Year1.687%1.70%$500
5 Year2.031%2.05%$500

Signature IRA Rates — Effective December 1, 2017

Term Rate APY** Minimum Deposit
1 Year0.995%1.00%$10,000
2 Year1.440%1.45%$10,000
3 Year1.687%1.70%$10,000
4 Year1.785%1.80%$10,000
5 Year2.129%2.15%$10,000

Premier IRA Rates — Effective December 1, 2017

Term Rate APY** Minimum Deposit
1 Year1.094%1.10%$25,000
2 Year1.539%1.55%$25,000
3 Year1.758%1.80%$25,000
4 Year1.884%1.90%$25,000
5 Year2.227%2.25%$25,000

IRA Share Account Rates — Effective December 1, 2017

Term Rate APY**
$100 - $9990.050%0.05%
$1,000 - $9,9990.150%0.15%
$10,000 +0.150%0.15%

Loans

Home Mortgage Rates

Account    
Fixed and Adjustable Rate Mortgages Get an instant rate quote.

Home Equity Line of Credit Rates — Effective December 1, 2017

Account Term APR* LTV
EquiPlus Variable2Line of CreditAs low as 4.50%up to 80%
EquiGold Variable3Line of CreditAs low as 5.75%up to 100%

Auto, RV, Boat & Motorcycle Rates — Effective December 1, 2017

Account Term APR* Conditions
New Autoup to 84 monthsAs low as 3.24%up to $100,000
Motorcycleup to 84 monthsAs low as 4.24%up to $100,000
RV and Boat††up to 180 monthsAs low as 4.24%up to $100,000
Used Autoup to 84 monthsAs low as 3.24%up to $100,000

Visa Rates — Effective December 1, 2017

Account Annual Fee APR* Late Fee
VISA Platinumnone9.90% to 18.90%$15
Secured VISAnone9.90% to 18.90%$15

Personal Loan Rates — Effective December 1, 2017

Account Term APR* Conditions
Personal Loanup to 60 monthsAs low as 9.39%up to $30,000