Credit Union Interest Rates

Checking & Savings

Checking Rates — Effective December 1, 2018

Account Rate APY** Minimum Deposit
Classic Checking0.000%0.00%None
Signature Checking0.150%0.15%$1,000
Premier Checking0.170%0.17%$5,000

Savings Rates — Effective December 1, 2018

Account Daily Balance Rate APY**
Regular | Special Share | IRA$100 - $9990.050%0.05%
Regular | Special Share | IRA$1,000 - $9,9990.150%0.15%
Regular | Special Share | IRA$10,000 +0.150%0.15%

Money Market

Money Market Rates — Effective December 1, 2018

Tier Daily Balance Rate APY**
1$1,000 - $9,9990.300%0.30%
2$10,000 - $24,9990.449%0.45%
3$25,000 - $49,9990.598%0.60%
4$50,000 - $74,9990.747%0.75%
5$75,000 - $99,9990.847%0.85%
6$100,000 - $200,0000.847%0.85%
7$200,000 - $500,0001.391%1.40%
8$500,000 +1.884%1.90%

CDs

Classic CD Rates — Effective December 1, 2018

Term Rate APY** Minimum Deposit
3 Month1.243%1.25%$500
6 Month1.490%1.50%$500
1 Year1.539%1.55%$500
13 Month1.687%1.70%$500
18 Month2.080%2.10%$500
2 Year2.227%2.25%$500
30 Month2.374%2.40%$500
3 year2.570%2.60%$500
4 Year2.618%2.65%$500
5 Year2.667%2.70%$500

Signature CD Rates — Effective December 1, 2018

Term Rate APY** Minimum Deposit
1 Year1.638%1.65%$10,000
13 month1.687%1.70%$10,000
18 Month2.178%2.20%$10,000
2 Year2.325%2.35%$10,000
30 Month2.472%2.50%$10,000
3 Year2.667%2.70%$10,000
4 Year2.716%2.75%$10,000
5 Year2.765%2.80%$10,000

Premiere CD Rates — Effective December 1, 2018

Term Rate APY** Minimum Deposit
1 Year1.736%1.75%$25,000
13 month1.687%1.70%$25,000
18 Month2.276%2.30%$25,000
2 Year2.423%2.45%$25,000
30 Month2.570%2.60%$25,000
3 Year2.765%2.80%$25,000
4 Year2.813%2.85%$25,000
5 Year2.862%2.90%$25,000

Wealth Builder CD Rates — Effective December 1, 2018

Term Rate APY** Minimum Deposit
1 Year1.539%1.55%$100 initial deposit

Deposit CD Rates — Effective December 1, 2018

Term Rate APY** Minimum Deposit
2 Year2.227%2.25%$5,000
3 Year2.570%2.60%$5,000

Jump-Up CD Rates — Effective December 1, 2018

Term Rate APY** Minimum Deposit
2 Year2.227%2.25%$5,000
3 Year2.570%2.60%$5,000

Young Investor’s CD Rates — Effective December 1, 2018

Term Rate APY** Minimum Deposit
3 Year2.570%2.60%$100 - $5,000 max

IRAs

Classic IRA Rates — Effective December 1, 2018

Term Rate APY** Minimum Deposit
3 Month1.243%1.25%$500
6 Month1.490%1.50%$500
1 Year1.539%1.55%$500
13 Month1.687%1.70%$500
18 Month2.080%2.10%$500
2 Year2.227%2.25%$500
3 year2.570%2.60%$500
4 Year2.618%2.65%$500
5 Year2.667%2.70%$500

Signature IRA Rates — Effective December 1, 2018

Term Rate APY** Minimum Deposit
1 Year1.638%1.65%$10,000
13 month1.687%1.70%$10,000
2 Year2.325%2.35%$10,000
30 Month2.472%2.50%$10,000
3 Year2.667%2.70%$10,000
4 Year2.716%2.75%$10,000
5 Year2.765%2.80%$10,000

Premier IRA Rates — Effective December 1, 2018

Term Rate APY** Minimum Deposit
1 Year1.736%1.75%$25,000
13 month1.687%1.70%$25,000
18 Month2.276%2.30%$25,000
2 Year2.423%2.45%$25,000
30 Month2.570%2.60%$25,000
3 Year2.765%2.80%$25,000
4 Year2.813%2.85%$25,000
5 Year2.862%2.90%$25,000

IRA Share Account Rates — Effective December 1, 2018

Term Rate APY**
$100 - $9990.050%0.05%
$1,000 - $9,9990.150%0.15%
$10,000 +0.150%0.15%

Loans

Home Mortgage Rates

Account    
Fixed and Adjustable Rate Mortgages Get an instant rate quote.

Home Equity Line of Credit Rates — Effective December 1, 2018

Account Term APR* LTV
EquiPlus Variable2Line of CreditAs low as 5.75%up to 80%
EquiGold Variable3Line of CreditAs low as 6.75%up to 100%

Auto, RV, Boat & Motorcycle Rates — Effective December 1, 2018

Account Term APR* Conditions
New Autoup to 84 monthsAs low as 4.39%up to $100,000
Motorcycleup to 84 monthsAs low as 5.39%up to $100,000
RV and Boat††up to 180 monthsAs low as 5.39%up to $100,000
Used Autoup to 84 monthsAs low as 4.39%up to $100,000

Visa Rates — Effective December 1, 2018

Account Annual Fee APR* Late Fee
VISA Platinumnone9.90% to 18.90%$15
Secured VISAnone9.90% to 18.90%$15

Personal Loan Rates — Effective December 1, 2018

Account Term APR* Conditions
Personal Loanup to 60 monthsAs low as 10.54%up to $30,000