XtraCash loans are short-term loans designed to help with your immediate cash flow needs — they are not a long-term financial solution. Loan amounts range from $100 to $500, and you can typically receive cash the same business day of your approval.
To qualify for an XtraCash loan, you must:
You may only have one small dollar loan out at a time — you may apply for another one at any time as long as your last loan has been paid in full.
Customer Notice: Payday advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling services.
*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.