Easy Small Dollar Loans

You never know when unexpected expenses will wreak havoc on your finances. At Mazuma Credit Union, we’re here to help when life throws a curveball your way. Our small dollar loans make it easy for you to get cash now at a lower interest rate than traditional payday loans offer.

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What Is XtraCash?

XtraCash loans are short-term loans designed to help with your immediate cash flow needs — they are not a long-term financial solution. Loan amounts range from $100 to $500, and you can typically receive cash the same business day of your approval.

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How to Get a Small Loan

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To qualify for an XtraCash loan, you must:

  • Be a Member of Mazuma Credit Union
  • Be at least 18 years old with a validated source of regular income
  • Have an open and active checking and/or savings account for at least 30 days
  • Have a home phone or cell phone number
  • If receiving Social Security, the income must be for the Member

You may only have one small dollar loan out at a time — you may apply for another one at any time as long as your last loan has been paid in full.

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