Buying a Home

Whether you’re searching for a trendy loft in downtown Kansas City or a spacious suburban palace in Overland Park, we can help you make your dream home a reality. Our home loan advisors can help you find the best mortgage rates and guide you through every step of the home-buying process (until it’s time to discuss whether that vintage moose head gets to hang over the fireplace — you’re on your own there). Here’s a look at the various products we offer.

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Fixed-Rate Mortgage

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This type of loan offers the most security and is a good fit for families who plan to stay in the home for a long period.

  • Usually a 15-, 20- or 30-year term loan.
  • The interest rate and monthly payment is set for the life of the loan.
  • Advantage: Makes budgeting easier because your housing outlays don’t change.
  • Disadvantage: Can be more expensive than other loan types such as an ARM.

Adjustable-Rate Mortgage (ARM)

Lower interest rates up front can benefit those who plan to move again within five to seven years.

  • The ARM has a lower interest rate the first five to seven years of the loan.
  • After the first five or seven years, the rate is adjusted according to the market index.
  • Advantage: Lower rates and payments early on and may qualify you for a more expensive home.
  • Disadvantage: When the adjustment period begins, rates and payments can rise significantly.
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Mazuma Mortgages

Sign with Mazuma face logo

Whether it’s a starter home or your dream domain, we’ll help you find the loan that works for you– and your budget.

  • New home purchase or refinance
  • Adjustable-rate or fixed mortgage
  • VA and FHA loans
    Borrow up to 100% of home’s appraised value for qualified Members.
  • Terms up to 30 years or set your own. Want 17.4 years? We’ll do that.

You’re looking to buy a house. We’re looking to help. Contact us today and you’ll be picking out new paint colors in no time.