Open a Checking Account

How about these odds: You get three choices, and no matter which one you choose, you’re a winner. Sounds too good to be true? Maybe for Vegas, but not with Mazuma checking. We give you three great options, and each one is built for your individual needs. So go ahead, be picky. Just know that in this case, the house is on your side. Winner, winner, chicken dinner.

Call 816-361-4194

Come see us

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Checking Rates Rates as high as 0.08% APY**
Account Rate APY** Minimum Deposit
Classic Checking0.000%0.00%None
Signature Checking0.059%0.06%$1,000
Premier Checking0.079%0.08%$5,000

Credit Union Checking Account


Classic Checking

Basic checking, great features

Signature Checking

Great checking features and earns interest

Premier Checking

Premium checking features and our highest checking interest rate

Access to nationwide, surcharge-free ATMs
Free Online and Mobile Banking
Free Mobile Check Deposit
Free Bill Pay
Free Alerts and Notifications
Earn cash back where you shop
Free budgeting tool — FinanceWorks
Free Mazuma Visa Debit Card
Monthly Service Charge None None ($51) None ($102)
Minimum Deposit None $1,000 $5,0002
Interest Rate3 None 0.06% APY** 0.08% APY**
Overdraft Protection / Privilege
Zero liability for unauthorized debit card charges

View Fee Schedule

1 Average daily balances more than $1,000 eliminates a $5 monthly service charge.
2 Average daily balances more than $5,000 eliminates a $10 monthly service charge.
3 Interest earning accounts compound interest daily, paid at month-end. Rates are subject to change.

Visa Debit Card

As if the sweet design isn’t enough, our Visa Debit Card gives you plenty of reasons to stick it in your wallet. Save time making purchases, enjoy no annual fees and get cash 24/7 from ATMs nationwide. Plus, you’ll enjoy acceptance at millions of merchants around the globe. Trust us, this card is awesome. The proof is in the plastic.
Mazuma visa debit card

The Complete Package

iPad and smartphone with Mazuma mobile apps

Mobile Apps

Whether it’s a smart phone or tablet, from the beach or the bathroom (we don’t need the details), Mazuma Mobile Banking lets you access your Mazuma accounts from your smartphone or tablet anytime, anywhere.

Learn More

iPhone and check showing Mazuma mobile deposit

Mobile Check Deposit

You no longer need to drive to a branch every time you’ve gotta deposit a check. Instead, just snap a photo of the front and back of the check with your smartphone, upload the image onto our mobile app, and BOOM! Money.

Learn More

Green security shield


Have no fear — we’ve got your back. All Mazuma debit and credit cards have security features that help protect you from fraud. Learn More.

Mazuma Rewards

Mazuma Rewards visa debit card with star
You can stop searching for those missing neighborhood puppies, because we’ve got an easier way to earn rewards. Debit card Members enrolled in Online Banking can turn everyday purchases into cash with Mazuma Rewards. Exclusive offers are waiting for you — just click on the offer within Online Banking to activate it, and earn cash back at the places you shop most. Your cash savings is automatically deposited into your Mazuma checking account.

Visa Reloadable Debit Card

Burger, fries and drink
It’s the gift that keeps on giving. Like, literally. Give this card to Bobby for his weekly allowance or to Stephanie so she’ll always have a little gas (i.e. party) money up at school. Reload your card online by visiting or stop by any Mazuma branch. You can also check balances online or by calling toll-free 877-850-9650.

Lost or Stolen Cards

Has your Visa card gone AWOL? Call Mazuma during regular business hours at 816-361-4194 (888-361-4194, out of town) or visit If you need to report a missing card during non-business hours, call Visa at 888-270-6999.

Verified by Visa

Get added safety and security when using your Visa card online by adding a personal password to your account.

Register Now


Our 24/7 phone service is so smart, it’s an honorary member of Mensa. Don’t believe us? Then check out SMARTLINE for yourself. Access your Mazuma accounts, change your PIN, check balances and much, much more.

  • Local: 816-444-2666
  • Toll Free: 800-808-3328