Compact discs may have given way to the mp3 player, but lucky for you, our CDs will never go out of style. Put some stock in your future by investing in the plan that works for you. With a variety of rates and terms, our family of CDs has something for everyone … Even Michael Bolton fans.
CD Rates | Rates as high as 2.90% APY** |
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Have we lost you with the mp3 reference? No problem, we’ll explain our CD collection! With a CD, your money compounds monthly to help you with your savings. So what’s the real difference from a savings account? Well, a CD has “terms,” meaning you can only withdraw your funds after it matures. If you’re looking for a way to start investing, a CD could be the right option for you.
Classic CD† |
Signature CD† |
Premier CD† |
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Minimum Initial Deposit | $500 | $10,000 | $25,000 |
Interest Rates (Compounds Monthly) | View Rates | View Rates | View Rates |
Terms | 3, 6, 18, or 30 months |
18 or 30 months |
18 or 30 months |
Interest rate guaranteed for term of CD |
This is where your wealth will reign supreme. We want to make sure you’re getting the most bang for your buck so it’s required that you make regular monthly deposits of at least $25 to avoid a $25 fee at the end of the contract. When you reach $500 or more, you can transfer the balance to open our Classic CD without penalty.*
Term | Rate | APY** | Minimum Deposit |
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1 Year | 1.933% | 1.95% | $100 initial deposit |
Who doesn’t like options; keep yours open with a deposit CD. You’ve got two chances to deposit more moola during the certificate term; each can be up to 50% of the current balance. If CD rates drop, you can deposit more money into your CD and earn your existing, higher rate.
Term | Rate | APY** | Minimum Deposit |
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2 Year | 2.325% | 2.35% | $5,000 |
3 Year | 2.570% | 2.60% | $5,000 |
Kris Kross isn’t the only one who can make you jump. With our Jump-Up CD you get two opportunities to “Jump-Up” to a higher interest rate during the CD term (if interest rates go up). Maximum increase in rate is 1.00% per jump (or our current highest rate).
Term | Rate | APY** | Minimum Deposit |
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2 Year | 2.325% | 2.35% | $5,000 |
3 Year | 2.570% | 2.60% | $5,000 |
With this you get a standard CD, but it’s open to the young venture capitalist. If you’re 17 or under and you’ve been stashing cash since Kindergarten, this is the CD for you. You also have the freedom to make regular deposits of $25 or more- now you know what to do with Nana’s birthday checks.
Term | Rate | APY** | Minimum Deposit |
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3 Year | 2.570% | 2.60% | $100 - $5,000 max |
† An early withdrawal penalty will be assessed if the certificate is redeemed prior to the maturity date.
It doesn’t matter what you’re saving for — college tuition or that diamond encrusted bluetooth headset — we’ve got you covered with plenty of options to maximize your savings.
Consider this the gymnast of the group because it’s über-flexible. Earn higher rates as your balance grows, all while having the flexibility to make a limited amount of free withdrawals.
Your golden years might seem like a lifetime away, but it’s never too early to get ahead of the game. Open an IRA and start preparing for retirement today.
Credit Union Certificate |
Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance. |
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Credit Union Certificate Ladder |
Use this calculator to examine the benefits of investing in a series of Certificates with different maturities, also called a Certificate Ladder. |