Bill
Payment Option
Safe & Secure 128-Bit Encryption
Security
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The
Internet has become a vast marketplace for global goods
and services. We want you to feel safe
about transmitting your financial information through
Mazuma's Web site. Therefore, we want to assure you that
we have worked very hard to make your Online Teller and
Bill Payment transactions secure.
It's done with a technology called encryption. Encryption
software scrambles the data with a secret code so that
no one can make sense of it while it's being transmitted.
When the data reaches its destination, the same software
unscrambles the information.
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Mazuma uses the RC4 128-bit
U.S. domestic encryption, the highest industry standard
level. This ensures that all your transactions remain
private and protected. Your personal account also has
an additional two layers of security surrounding it—your
PIN (personal identification number) and your Account
Number. Both are individual codes specific to your account
only. Additionally, the Online Teller system will automatically
lock access to your account should three unsuccessful
attempts to access your account be made.
IMPORTANT: When you see
a small lock icon at the bottom of your browser, it indicates
that your data will be encrypted during transmission.
If you access the Internet
through a dial-up account, the chances of someone breaking
into your computer are slim. Companies doing business
on the Internet protect their systems by erecting a firewall,
an extra layer of security placed between their
internal computers and the Internet. This means the computers
at Mazuma can talk to each other and can connect to computers
outside the firewall, but outside computers can't make
inbound connections.
Mazuma utilizes a multi-tiered
security policy that governs all aspects of
Online Teller and Bill Payment. Each policy governs
a unique aspect of your financial transaction with Mazuma.
Our security policy consists of the following measures:
All of Mazuma's data is stored
on a database at the Credit Union, and at no time does
anyone from the outside world have access to this database
via the Internet. Any and all requests for data must
pass through two distinct validation and control centers:
the application firewall and our online vendor.
Secure Socket Layering (SSL)
protects all transmissions between the user and the financial
institution via the Internet. SSL utilizes authentication
and encryption technology developed by RSA Data Security
Inc. This method of cryptography (also known as Public
Key Encryption) provides for:
- Server
Authentication (thwarting imposters)
- Privacy
using encryption (thwarting eavesdroppers)
- Data
Integrity (thwarting vandals)
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What this means is when
a Member computer connects with Mazuma's secure server,
we exchange a "handshake" which initiates a secure session.
With SSL, the same server system can run both secure and
unsecured Web servers simultaneously. That's why our Web
site can provide some information to all Members, and
other information to select Members that is secured. Our
Web site, www.mazuma.org, is available to anyone, Member
or non-member. Online Teller and Bill Payment are not.
No Member can have access
to his or her Mazuma accounts unless they specifically
sign up for this service through Mazuma. Only Mazuma personnel
can perform the set-up process, and Mazuma is responsible
for distributing user IDs and PINs. Members cannot access
their accounts online unless Mazuma has authorized them
to do so.
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Hopefully, we have
been able to dispel any fears you might have had
about the security of Mazuma's Online Teller Bill
Payment service.
The risks involved
in transacting business on the Internet are no greater
than those in any other arena in which we do business.
And, while it is relatively safe to conduct business
on the Internet right now, there are many companies
continually working to develop and improve the technology
required to make the Web even more secure.
The security
of your personal information is of utmost important
to us. We will continue to make sure our Web site
has the most up-to-date security measures available.
Want to know more?
Go to Online
Teller/Bill Payment for more information.
Ready
to sign up for Bill Payment? You can try it out FREE for 60-days.
You can keep it FREE when you sign-up for E-Statements, which is also a FREE service.
When you select
the Bill Payment button from the Online Teller menu bar, it will
take you to the Online
Bill Payment Sign-Up Page. Please read
through the authorization and then click on the
bar at the bottom that says Click here to sign up for Bill Pay. That's all there is to it.
Try it today. With a FREE 60-day trial, what have
you got to lose?
If you still have additional
questions about the security of Online Teller and
our Bill Payment option, don't hesitate to contact
us.
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| With public-key cryptography,
separate keys are used to encrypt and decrypt a message,
so that nothing but the encrypted message needs to be
passed along. Each party in a transaction has a "key pair"
which consists of two keys with a particular relationship
that allows one to encrypt a message that the other can
decrypt. One of these keys is made publicly available
and the other is a private key. A message encrypted with
a person's public key can't be decrypted with that same
key, but can be decrypted with the private key that corresponds
to it. If you sign a transaction with Mazuma using your
private key, Mazuma can read it with your corresponding
public key and know that only you could have sent it.
This is the equivalent of a digital signature. |
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