Checking
Account	RATE	APY**	Minimum Deposit
Classic Checking	0.000%	0.00%	None
Signature Checking	0.109%	0.11%	$1,000
Premier Checking	0.159%	0.16%	$5,000

Regular | Special Share | IRA Share
Daily Balance	RATE	APY**
$100 - $999	0.160%	0.16%
$1,000 - $9,999	0.19%	0.19%
$10,000 +	0.21%	0.21%

Youth Savings - Money Bunny | FYI
Daily Balance	RATE	APY**
$0 - $999	0.260%	0.26%
$1,000 - $9,999	0.310%	0.31%
$10,000 +	0.359%	0.36%

Money Market
Daily Balance	RATE	APY**
$1,000 - $9,999	0.19%	0.19%
$10,000 - $24,999	0.210%	0.21%
$25,000 - $49,999	0.26%	0.26%
$50,000 - $74,999	0.310%	0.31%
$75,000 - $99,999	0.409%	0.41%
$100,000 +	0.509%	0.51%

Classic CD
Term	RATE	APY**	Minimum Balance
3 Month	0.210%	0.21%	$500
6 Month	0.359%	0.36%	$500
1 Year	0.559%	0.56%	$500
2 Year	0.857%	0.86%	$500
3 year	1.352%	1.36%	$500
4 Year	1.450%	1.46%	$500
5 Year	1.746%	1.76%	$500

Signature CD
Term	RATE	APY**	Minimum Balance
1 Year	0.658%	0.66%	$10,000
2 Year	0.956%	0.96%	$10,000
3 Year	1.450%	1.46%	$10,000
4 Year	1.549%	1.56%	$10,000
5 Year	1.844%	1.86%	$10,000

Premier CD
Term	RATE	APY**	Minimum Balance
1 Year	0.757%	0.76%	$25,000
2 Year	1.055%	1.06%	$25,000
3 Year	1.549%	1.56%	$25,000
4 Year	1.648%	1.66%	$25,000
5 Year	1.943%	1.96%	$25,000

Jump Up CD
Term	RATE	APY**	Minimum Balance
2 Year	0.857%	0.86%	$5,000
3 Year	1.352%	1.36%	$5,000

Deposit CD
Term	RATE	APY**	Minimum Balance
2 Year	0.857%	0.86%	$5,000
3 Year	1.352%	1.36%	$5,000

Wealth Builder CD
Term	RATE	APY**	Balance
1 Year	0.559%	0.56%	$100 initial deposit

Young Investor CD
Term	RATE	APY**	Balance
3 Year	1.352%	1.36%	$100 - $5,000 max

Retirement Access CD
Term	RATE	APY**	Minimum Balance
1 Year	0.559%	0.56%	$500

Classic IRA
Term	RATE	APY**	Minimum Balance
3 Month	0.210%	0.21%	$500
6 Month	0.359%	0.36%	$500
1 Year	0.559%	0.56%	$500
2 Year	0.857%	0.86%	$500
3 year	1.352%	1.36%	$500
4 Year	1.450%	1.46%	$500
5 Year	1.746%	1.76%	$500

Signature IRA
Term	RATE	APY**	Minimum Balance
1 Year	0.658%	0.66%	$10,000
2 Year	0.956%	0.96%	$10,000
3 Year	1.450%	1.46%	$10,000
4 Year	1.549%	1.56%	$10,000
5 Year	1.844%	1.86%	$10,000

Premier IRA
Term	RATE	APY**	Minimum Balance
1 Year	0.757%	0.76%	$25,000
2 Year	1.055%	1.06%	$25,000
3 Year	1.549%	1.56%	$25,000
4 Year	1.648%	1.66%	$25,000
5 Year	1.943%	1.96%	$25,000

IRA Share
Term	RATE	APY**
$100 - $999	0.160%	0.16%
$1,000 - $9,999	0.19%	0.19%
$10,000 +	0.21%	0.21%

Retirement Access IRA
Term	RATE	APY**	Minimum Balance
1 Year	0.559%	0.56%	$500

Mortgage Loans
Account	Rate	APR*‡	Points
30 Year Fixed Rate	4%	Low As > 4.036%	0
15 Year Fixed Rate	3.25%	Low As > 3.314%	0

Consumer Loans
Account	Term	APR*	Conditions
New Auto	up to 72 months	Low As > 2.99%	up to $100,000
Used Auto †	up to 72 months	Low As > 2.99%	up to $100,000
Motorcycle	up to 72 months	Low As > 2.99%	up to $100,000
RV and Boat ††	up to 180 months	Low As > 2.99%	up to $100,000

Home Equity
Account	Term	APR*	LTV
EquiLoan Fixed 1	up to 15 years	Low As > 5.74%	up to 100%
EquiPlus Variable 2	Line of Credit	3.75% variable	up to 80%
EquiGold Variable 3	Line of Credit	4.75% variable	up to 100%

VISA
Account	Annual Fee	APR*	Late Fee
VISA Platinum	none	9.90% to 18.90%	$15
Secured VISA	none	9.90% to 18.90%	$15

Other Loans
Account	Term	APR*	Conditions
Personal Loan	up to 60 months	Low As > 10.24%	up to $30,000
Share Secured Loan	up to 36 months	6.00%
CD Loan	CD maturity date	2.50% over what your current CD rate is	up to CD balance
Micro Loan	Varies by state. Typically 14 days.	Varies by state. Visit the XtraCash website for rates / fees for your state.	up to $500