Painless Tips to Save More and Spend Less


Saving more and spending less are two of the most common resolutions that are made every year, and yet, by February, many people have probably given up on the whole proposition. Nobody has money to burn—especially in tough economic times—and saving can seem like a daunting task, or one that just comes with too many sacrifices. Luckily, there are a few simple tricks that can help you start saving money today, without cutting into your quality of life!

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What to Do If You Spent Too Much Over the Holidays

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The holidays are a time of celebration, of giving and generosity, but they can also be a time when it’s easy to get caught up in the spirit of the season, only to find out that you spent too much when the bills start rolling in later. Fortunately, if you found yourself spending a bit too much this past holiday season, there are ways to get your budget back on track. We’ll start with these:

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College Students Help Charities During the Holidays


Tis the season, as they say, and for many people the holidays are a time of giving. Not just to friends and family, but to charitable organizations and causes. It’s no surprise that many charities receive the majority of their donations during the last few months of the year. Here’s what we know:

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Make Your Money Matter at a Credit Union During the Holidays


Winter is an expensive season, especially if you’re a college student! Many on-campus housing options close down during the winter break, which means heading home for the holidays or finding other places to stay until school is back in session. Automobile maintenance costs start creeping up as the cold weather sets in and keeping your place warm doesn’t come for free. Plus, there may be winter clothes to buy or upgrade. During the summer, a t-shirt or light jeans may cut it but during the winter, that threadbare coat isn’t going to do much to keep the chill out.

The holidays are also the season of giving, and many people turn their thoughts toward charity and ways that they can give back to their communities as the year draws to a close. With so many considerations when trying to make your money matter, it can be daunting to try to find the right option for you so that each dollar does the most that it can.

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